Premium Healthcare
Solutions for YourHomeSold
Guaranteed Realty Agents & Their Families
Getting the coverage you need at a price you can afford can be tough. Choosing the right health plan can feel overwhelming. YHSGR is committed to delivering the best for our agents.
TAKE THE NEXT STEP WITH CONFIDENCE!
Gemstone Insurance Solutions consultants will work with you to help identify the plans that best meet your needs of you and your family. By scheduling a consultation, you'll be able to speak directly with someone knowledgeable about the industry, who understands the ins and outs of the variety of plans available
Solutions to meet your needs
We offer a wide range of travel insurance services designed to meet your unique needs. From trip cancellation and medical coverage to lost baggage protection and emergency assistance, our plans provide peace of mind wherever your journey takes you. Travel with confidence knowing you're covered for the unexpected.
Choose between Major Medical or Healthshare plans.
Major Medical
Major Medical health insurance is a type of health insurance that covers a broad range of healthcare services to protect you from high medical costs. It typically includes coverage for hospital stays, surgeries, doctor visits, prescription medications, and preventive care. This insurance is designed to help pay for both routine and unexpected medical expenses, ensuring that you have financial support when you need significant medical treatment.
LIFEX PLANS
These plans were designed to offer protection for unforeseen events that could make a financial impact.
CIGNA NETWORK Plans
PHCS NETWORK Plans
Limited Medical Benefit Plans
Choose Your Network
VAULT CAPTIVE PLANS
This plan was designed for occasional or unforeseen events such as surgery or illness only.
PHCS Network Plans
Nationwide PPO Network
HEALTHSHARE PLANS
Healthshare plans are a typically lower cost coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines.
HEALTHSHARE COPAY
The Co-Pay Plan has low Co-Pays for services such as doctor office and specialist visits, preventative care with no deductible to be met. This design is for individuals and families that have the occasional doctor visits and want the peace of mind knowing they are protected for the unforeseen events.
Doctor / Specialist Visits
Preventative Care
Nationwide PPO Network
HEALTHSHARE HSA
The HSA Plan was designed to offer a level of protection for the unforeseen events such as surgery, prolonged hospital stays, cancer, or any illness that could make a financial impact. This plan does offer preventative coverage and an HSA. .
HSA
Catastrophic Coverage
Telemedicine Coverage
YHSGR benefits is open to all licensed real estate professionals and can sign up at any time--no need to wait for an Open Enrollment period! Throughout this iste, you'll notice that our benefits partner, Gemston Insurance Solutions, has selected a variety of vendors to meet your insurance needs.
To easily enroll, we recommend you schedule a consultation with a Gemstone Insurance solutions consultant. Follow the steps below to get started.
1. Review the plan details and consider your needs.
2. Schedule a time with a healthcare concierge to discuss your options.
3. Enroll in healthcare coverage at any time.
WHAT IS THE DIFFERNCE BETWEEN HEALTHSHARE AND MAJOR MEDICAL PLANS?
Major Medical insurance plans are traditional health insurance policies offering broader coverage with regulated standards and premium payments. Healthshare plans are a typically lower cost insurance coverage alternative that involve members contributing money to cover each other's medical expenses, often with specific eligibility criteria and exclusions based on the organization's guidelines. The choice between the two depends on individual preferences and needs.
Contact a healthcare concierge to determine which type of plan is best for you!
Getting the coverage you need at a price you can afford can be tough. Choosing the right health plan can feel overwhelming. Gemstone Insurance Solutions is committed to delivering the help you need.
Address
41 Waverly Court
Wading River, NY 11792